One tool. Two plans. Start free — no credit card until you decide to stay.
Solo
or $84/yr — two months free
Everything included
Your true hourly rate
Net pay ÷ real hours worked. What you actually earn per hour of your life — not your salary.
FREE money — not bank balance
What's genuinely yours after committed obligations and your reserve. The number your bank never shows you.
Every transaction in hours
Spending $80 on dinner? That's 3.2 hours of your life. See it that way, every time.
Committed obligations tracked
Rent, subscriptions, insurance — all your recurring commitments mapped so your free number is real.
Bank sync via Plaid
Connect your accounts and transactions flow in automatically. CSV upload available as a fallback.
Goals — tracked in hours
Name what you're saving for. See exactly how many free hours away it is.
Spending and cashflow insights
See where your hours went each month and how your cashflow trends over time.
Hours Owed
Your total debt expressed as hours of future work still ahead of you.
Hours Freed
Retirement contributions and investments shown as hours per month already earning for you.
Household
Best for couplesor $108/yr — three months free
Everything in Solo, plus
Second household member
Each person enters their own income and streams. Two profiles, one household.
Combined household rate
Calculated correctly from both incomes — not an average. The real blended rate your household earns.
Shared FREE money view
One number for the whole household. See what you have together.
All Solo features
Your true hourly rate
Net pay ÷ real hours worked. What you actually earn per hour of your life — not your salary.
FREE money — not bank balance
What's genuinely yours after committed obligations and your reserve. The number your bank never shows you.
Every transaction in hours
Spending $80 on dinner? That's 3.2 hours of your life. See it that way, every time.
Committed obligations tracked
Rent, subscriptions, insurance — all your recurring commitments mapped so your free number is real.
Bank sync via Plaid
Connect your accounts and transactions flow in automatically. CSV upload available as a fallback.
Goals — tracked in hours
Name what you're saving for. See exactly how many free hours away it is.
Spending and cashflow insights
See where your hours went each month and how your cashflow trends over time.
Hours Owed
Your total debt expressed as hours of future work still ahead of you.
Hours Freed
Retirement contributions and investments shown as hours per month already earning for you.
14-day free trial · No credit card required · Cancel anytime